Bajaj Finance Ltd
- Rate of interest
- Starting at 10%
- Processing Fee
- Starting at ₹999 + 18% GST
- Loan Tenure Options
- 3 years
- Product Types
Loan against mutual funds (LAMF)
Loan against shares (LAS)
Fees & Charges
DSP Finance
- Rate of interest
- Starting at 10.3%
- Processing Fee
- Starting at ₹1099 + GST
- Loan Tenure Options
- 6 years
- Product Types
Loan against mutual funds (LAMF)
Fees & Charges
Bajaj Finance Ltd
- Rate of interest
- Starting at 10%
- Processing Fee
- Starting at ₹999 + 18% GST
- Loan Tenure
- 3 years
- Product Types
Loan against mutual funds (LAMF)
Loan against shares (LAS)
DSP Finance
- Rate of interest
- Starting at 10.3%
- Processing Fee
- Starting at ₹1099 + GST
- Loan Tenure
- 6 years
- Product Types
Loan against mutual funds (LAMF)
Fees & Charges
|  | |
|---|---|---|
Rate of Interest | Starting at 10.3% | Starting at 10.45% |
Processing Fee | Starting at ₹999 + 18% GST (valid for up to 3 years) | Starting at ₹1099 + GST |
Annual Maintenance Charges | – | ₹650 + GST |
Prepayment Charges | Nil | Nil |
Foreclosure Charges | Nil | Nil |
Pledge Charges | ₹50 + GST per ISIN | ₹499 + GST |
Line Enhancement / Margin Pledge | ₹390 (inclusive of taxes) per request | – |
Unpledge Charges In case user does not take a loan In case user has an active loan and wants to unpledge later |
₹400 ₹118 (inclusive of taxes) per request | – |
Invocation Charges (for demat mutual funds & shares) | 0.02% on invocation value + ₹5 + GST (min. ₹55 and max ₹1005) per ISIN | 0.25% of the proceeds received + 18% GST |
Stamp Duty (for demat mutual funds & shares) | 0.015% on invocation value | Nil |
Bounce Charges | ₹1200 per bounce | ₹500 + 18% GST per bounce |
Penal Charges | 18% per annum | |
Legal Charges | – | As applicable |
Bank Mandate Swap Charges | – | ₹499 + GST |
Renewal Charges | – | ₹1,499 + 18% GST |
Prepayment Charges | ||
Full Prepayment | ||
Sanction amount up to ₹5 crore | Nil | Nil |
Sanction amount greater than ₹5 crore | Up to 4.72% (inclusive of applicable taxes) | Nil |
Part Prepayment | ||
Sanction amount up to ₹5 crore | Nil | Nil |
Sanction amount greater than ₹5 crore | Up to 4.72% (inclusive of applicable taxes) | Nil |